Particulars | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
Months | 12 | 12 | 12 | 12 | 12 |
Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| | | | | |
PER SHARE RATIOS | | | | | |
| | | | | |
Basic EPS (Rs.) | 7.49 | 2.28 | 3.16 | 2.08 | 0.62 |
Diluted EPS (Rs.) | 7.49 | 2.28 | 3.16 | 2.08 | 0.62 |
Cash EPS (Rs.) | 8.30 | 3.09 | 3.95 | 2.86 | 1.40 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 89.16 | 83.01 | 80.32 | 79.92 | 85.49 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 96.70 | 90.69 | 86.72 | 86.79 | 92.55 |
Dividend / Share (Rs.) | 1.50 | 0.65 | 0.64 | 0.00 | 0.00 |
Operating Revenue / Share (Rs.) | 97.09 | 77.33 | 68.00 | 77.07 | 79.85 |
Net Profit / Share (Rs.) | 7.49 | 2.28 | 3.14 | 1.93 | 0.49 |
| | | | | |
PER EMPLOYEE RATIOS | | | | | |
| | | | | |
Interest Income / Employee (Rs.) | 10444813.33 | 8177498.20 | 7259708.46 | 7932041.28 | 7821932.47 |
Net Profit / Employee (Rs.) | 805539.43 | 240799.55 | 335158.96 | 198583.40 | 48878.96 |
Business / Employee (Rs.) | 225126127.07 | 202842593.72 | 181726918.18 | 174904476.63 | 170930059.65 |
| | | | | |
PER BRANCH RATIOS | | | | | |
| | | | | |
Interest Income / Branch (Rs.) | 105467265.19 | 84501896.88 | 74152839.08 | 74983532.92 | 76420502.41 |
Net Profit / Branches (Rs.) | 8133993.19 | 2488293.87 | 3423414.14 | 1877257.59 | 477548.86 |
Business / Branches (Rs.) | 2273227503.85 | 2096066976.78 | 1856213235.19 | 1653414943.82 | 1669991538.78 |
| | | | | |
KEY PERFORMANCE RATIOS | | | | | |
| | | | | |
Net Profit Margin (%) | 7.71 | 2.94 | 4.61 | 2.50 | 0.62 |
Operating Profit Margin (%) | 15.42 | 5.37 | 8.42 | 4.67 | 1.25 |
Return On Assets (%) | 0.52 | 0.17 | 0.26 | 0.16 | 0.04 |
Return On Equity / Networth (%) | 8.39 | 2.74 | 3.90 | 2.41 | 0.58 |
Net Interest Margin (X) | 2.56 | 2.35 | 2.18 | 2.41 | 2.09 |
Cost To Income (%) | 53.37 | 51.69 | 49.37 | 46.91 | 44.82 |
Interest Income / Total Assets (%) | 6.84 | 5.82 | 5.69 | 6.40 | 6.47 |
Non-Interest Income / Total Assets (%) | 0.85 | 0.83 | 0.93 | 1.01 | 1.11 |
Operating Profit / Total Assets (%) | -0.32 | -0.65 | -0.67 | -0.85 | -1.07 |
Operating Expenses / Total Assets (%) | 1.82 | 1.64 | 1.54 | 1.61 | 1.44 |
Interest Expenses / Total Assets (%) | 4.27 | 3.46 | 3.51 | 3.98 | 4.37 |
| | | | | |
VALUATION RATIOS | | | | | |
| | | | | |
Enterprise Value (Rs.Cr.) | 1492031.73 | 1305710.71 | 1173857.35 | 1143614.66 | 737469.93 |
EV Per Net Sales (X) | 13.96 | 15.34 | 15.68 | 14.16 | 13.71 |
Price To Book Value (X) | 1.39 | 0.56 | 0.43 | 0.45 | 0.37 |
Price To Sales (X) | 1.28 | 0.60 | 0.51 | 0.47 | 0.40 |
Retention Ratios (%) | 79.96 | 71.45 | 79.61 | 100.00 | 100.00 |
Earnings Yield (X) | 0.06 | 0.04 | 0.08 | 0.05 | 0.01 |